Invoice Financing Specialists

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Invoice Financing Specialists

If you have been in business for at least 6 months, have 500+ credit, $40K per month in revenue and are looking to finance accounts receivables of $100,000 to $10 million, you can get paid on your outstanding invoices the same day, while still giving your clients the flexibility of net terms. Let Strategic Capital help alleviate and solve cash-flow constraints forever. With our combined 30 years of experience, rates as low as 0.85% and net terms up to 120 days you owe it to yourself to partner with Strategic Capital.

Why Work with Strategic Capital?

We Have the Best Programs

  • Rates as low as 0.85% and net terms up to 120 days
  • A 1 day turnaround means you get your funds fast
  • With SPOT factoring (aka selective factoring), you can pick and choose which invoices to finance
  • Non-recourse invoice financing means we take the risk of chasing down funds if your invoicee doesn’t pay the factored invoice
  • We never contact your client invoicee and will never disturb your relationship

We are Not Your Typical Lender

  • Largest network of quality lending options from around the country
  • Access to the best rates and terms in the industry
  • We are industry agnostic, lending to thousands of industries across the U.S.
  • Place your credit facility or AR line quickly to put new capital to work
  • Large, complex transaction specialists ensure your deal gets done

We are Committed to Superior Service

  • Over 4,000 satisfied clients have received over $200 million in funding (and counting)!
  • Rated 4.8 out of 5 stars on trust pilot and an A+ BBB rating
  • Awarded Lendver’s 2019 best alternative business loan marketplace


12 + 1 =

Ryan Ridgway, COO

Ryan Ridgway

VP, Commercial Lending

With over 15 years of financial advisory experience, I have developed a passion for working within the lower-middle market to help companies obtain financing solutions and launch their ventures forward. Using my robust repository of knowledge and capital resources enables me to thrive at creatively matching my clients with the ideal financing instrument. I believe excellent communication and collaboration is vital to our success. It’s been extremely rewarding to witness the growth and progression of hundreds of clients throughout my tenure, and I look forward to helping you succeed at the highest level.

A Piece of Cake

“Getting a business equipment loan is one of the most difficult parts of owning a business. The amount of paperwork and headaches from a traditional bank make me dread every loan I have to apply for. Strategic Capital was the exact opposite of this – the paperwork was a piece of cake. Also, the process and decisions were super quick and the funding came through in record time. I will definitely be doing business with Strategic Capital in the future.”

– Josh Glisan

Absolutely phenomenal

“From the first phone call, all the way through to funding – Alex was upfront and sincere about everything. He truly wanted to help – you can sense it in his conversation. He is very knowledgeable and eager to make things work out. Definitely stands apart from someone just looking to sign you up and add another mark in the win column. Alex and Strategic are a company I’d like to establish a long-term relationship with.”

– Curtis Nettles

Excellent Process

“We are very pleased with our experience at Strategic Capital and with our advisor Kevin. The terms of the financing were well explained and general communication throughout the process was excellent. Paperwork was easy to review and complete and funding was very quick once all the pieces were pulled together. Overall, this is an excellent source of alternative financing for businesses with seasonal cash flow needs like ours.”

– Brian Overstreet

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