Apply for funding

Low Cost Business Term Loans

Accelerate business growth with our competitively priced term loan product. 1 to 5 year terms and rates starting at 6.95% APR offer peace of mind, knowing you can focus solely on growth, and not have to worry about costly repayments.

See if you Qualify for a Term Loan in Less Than 60 Seconds

Checking for pre-approval will not affect your credit score.

Business term loans are a type of funding instrument that a company will commonly use for expansion, purchasing equipment, investing into marketing, and many other business needs. The hallmark of this kind of business financing is that it has a set maturity date; there is a fixed date by which the business must pay off the loan. Business loans offered through Capital Collab are no different, but they do have many features that set them apart from traditional bank loans.

Funding to your business checking can happen in as fast as 4-7 business days from the moment you apply. Repayment is made simple with a fixed term and automated monthly payments. A stellar credit history is not required to qualify, there are no checks to write, and no personal collateral is needed!

Do you qualify?


Years in Business


Personal Credit Score


Monthly Revenue

How a Business Term Loan Works


Apply Online

Provide us basic information about your business and its needs. Submit your documents online or through a dedicated Capital Advisor.


Get Approved

You’ll often know within just 1-2 business days if you’re approved for a business term loan!


Make Repayments

Repayment is made simple with automated monthly payments drafted from your business checking.



Use the new funds to scale your business operations to the next level and conquer your market!

Max Approval:

Approvals up to $1 Million

Term Length:

Terms from 1-5 Years

Cost of Funds:

Rates starting at 6.95% APR

Funding Timeline:

4-7 business days

See if you Qualify for a Term Loan in Less Than 60 Seconds

Minimum qualifications

2 Years in Business
650 Personal Credit Score
$20,000 in Monthly Revenue

What you need to apply

Completed Application
Prior 6 Months Bank Statements
Prior Year and YTD Financials
Prior 2 Years Business and Personal Tax Returns

Ready to receive your pre-approval offers?

Checking for pre-approval will not affect your credit score.