Fund machinery, vehicles, technology, and medical equipment without draining cash reserves. The equipment serves as collateral — often with no down payment required.
Equipment financing lets you acquire machinery, vehicles, technology, or medical equipment without a large upfront payment. The equipment itself typically serves as collateral, which can mean 100% financing and approval in as little as 48 hours for qualified borrowers. Whether you need construction equipment financing, medical equipment financing, or fleet vehicles, Capital Collab matches you with lenders who specialize in your industry.
Equipment financing includes both equipment loans and equipment leasing. With an equipment loan, you own the asset once it's paid off. With a lease, you make payments to use the equipment, often with a buyout option at the end. Both preserve cash flow and can include soft costs like installation and training.
Heavy equipment financing, machinery financing, and vehicle financing are common use cases. Lenders often fund 80–100% of the equipment value, with terms that match the useful life of the asset — typically 2–7 years.
Rates and terms depend on the type of equipment, your business, and the lender. We help you compare equipment loan and lease offers so you can choose the best structure for your situation.
Our Process
Share what you need to purchase and your business details. No hard credit pull to start.
We match you with equipment financing specialists from our lender network.
Receive competitive offers in 24–48 hours — loans or leases, depending on fit.
Close with the best offer and put your equipment to work.
Why Work With Us
Our network includes equipment financing experts across industries — construction, healthcare, manufacturing, and more.
Equipment loans and leases often fund faster than traditional bank loans — some in 48 hours.
Compare equipment loans, leases, and hybrid structures from 350+ lenders in one process.
“Got equipment financing approved in 3 days. Our old lender quoted 3 weeks.”
Common Questions
Get competitive offers from 350+ lenders in 24–48 hours. No obligation, no hard credit pull. Apply now to get started.
Get Equipment Financing Offers