The Blog
Strategic Small Business Trends.
Easy Business Loans – Funding for Small Businesses with Capital Collab
If you’re looking for quick and easy business loans, then it’s important to look at online lenders. Their streamlined digital processes make them a much simpler and hassle-free option compared to big banks. The latter also has much lower loan approval rates than...
Ten Best Credit Cards for Small Businesses
Small business credit cards can be a helpful tool for business owners who may not qualify for small loans or have other financing options available. With so many options for small business credit cards, which should you choose? We’re comparing ten of the best cards...
How Retailers can Navigate the Slow Season
If you have been involved in the retail industry for very long, then you have inevitably discovered that there will be both busy seasons and slow seasons throughout the course of the year. For example, while many retailers will report their highest level of output...
Ten Small Business Tax Deduction Opportunities
If you are the owner of a small business, you are likely looking for every opportunity that you possibly can to improve your bottom line. While many small business owners will instinctually begin this process by looking for ways to increase revenues, decreasing your...
How to Use the Gig Economy to Help Your Small Business
Workforce trends are changing, and the gig economy is growing stronger. Those who take part are independent contractors or freelancers, delivering services ranging from making deliveries to developing apps. With improving technology and the ability to handle many...
The 6 Top Principles of Finance for Small Businesses
Understanding the ins and outs of small business finance isn’t everyone’s favorite topic. For many small business owners, it’s the ‘boring’ administrative side of their role that they’d rather not have to deal with. But understanding the key principles is essential if...
Top 5 Reasons to Upgrade Your Restaurant’s Equipment
Many restaurant owners will put off the decision to purchase much-needed equipment due to the fact they do not want to endure any major capital losses. However, purchasing equipment for small businesses may be much more doable than you initially assumed.
Government Shutdown on SBA Hurting Small Businesses
Although much of the focus has been on the political aspects of the government shutdown, many small business owners are feeling the pressure. The government’s SBA shutdown means that thousands of companies are no longer able to access the capital they need.
Top Business Funding Solutions for a Small Business in 2019
Securing business funding is commonly associated with start-ups but it’s just as important to established small businesses too. Funding can enable you to expand, take on new staff, or bid for bigger projects. It can allow you to purchase new machinery or stock that can increase your production, efficiency, or sales revenue. But the funding environment has changed in recent years so it can sometimes be tricky to know where to start.
Fast Small Business Loans: When Your Business Needs to Grow
Are you looking for fast small business loans that’ll help you grow quickly? Perhaps you have an urgent need for financing due to unexpected equipment repairs or want to take advantage of an opportunity to expand your operations. Whatever your reason for wanting a quick business loan, there are a wealth of options available to meet most needs.
Inventory Loans – Small Business Funding Services from Capital Collab
Inventory loans can help you to purchase stock for your business without tying up your capital into the distant future. It’s a popular form of business funding with both online and bricks and mortar retailers because it allows them to buy in more products that they...
Time Management Strategies for Small Business Owners
As we officially enter into the year 2019, it is the perfect time for small business owners—and all people for that matter—to think about ways to improve their lives. But while many people find it easy to list all of the things that they want to do this year, they...
Solutions to Small Business Cash Flow Problems
Cash flow problems are a common problem for small businesses. Unfortunately, they’re also problems that can cause a lot of stress for business owners. When money isn’t coming in consistently, it can be difficult to make ends meet and keep the business running day to...
Five Recruiting Strategies for the New Year
As a small business owner, you know that you can’t run a successful company without a team of outstanding employees. Whether you’re hiring your first employee to help with day to day tasks or you’re looking for someone with specialized skills to round out your team,...
Unsecured Business Finance 101
Knowing the difference between secured and unsecured business finance can have a huge impact on your wealth and security. Many business owners have fallen into the trap of securing finances with their home as collateral, only to have it repossessed when their company...
Merchant Cash Advance Companies – Options for Your Business
Comparing merchant cash advance companies can be a complex task. There are so many different factors to consider and a lot of small print to read. But it’s important to do your homework in order to get the best deal for your business.
Construction Equipment Financing and Leasing
If you’re thinking about construction equipment financing, then it pays to do your research. There are lots of factors that can influence the availability of funds and how competitive (or expensive) the costs are. But for savvy construction companies, there are huge...
Business Goal Tips for 2019
With a new year rapidly approaching, it is the perfect time to reflect and begin thinking about how your business can better achieve its goals. Without a clear, stated, and manageable set of objectives, having a successful year will certainly be much more difficult....
15 Holiday Gift Ideas for Employees
Your employees are an important part of running your business successfully. This is the season to show them your appreciation, and holiday gifts are one great way to do that. Often, gifts from employers can seem impersonal or even unusable. This list of holiday gift...
Our Team’s Favorite Kansas City Small Businesses
With Small Business Saturday coming up on November 24, we wanted to find a way to celebrate the exciting and rapidly growing Kansas City small business community. At Capital Collaboration, each member of our team has a passion for helping and supporting entrepreneurs...
How to Calculate the Entrepreneur’s Salary
Small business owners and entrepreneurs, particularly those who are just starting out, can often find it difficult to figure out exactly how much they should be paying themselves. It's not an easy decision. Most don't want to take any money out of the business when...
What Does Your Business Credit Score Look Like?
Have you ever wondered what your business credit score looks like? Or if you even have one for that matter? If you find that you’ve been rejected for a business loan or cash advance, then it’s possible that your credit score isn’t up to scratch. The good news is that...
5 Reasons Why Businesses Acquire New Equipment Before the End of the Year
Are you on the fence about whether to get new equipment this year or next? Perhaps you’ve wanted to invest in new machinery for a while but haven’t got around the sorting it out. Or maybe you’re unsure whether it’s financially advantageous to do it now or wait a...
7 Traps All Entrepreneurs Fall Into (But You Don’t Need To)
Unfortunately there's no Holy Grail of business ownership; a goblet, that upon taking a sip, you're bestowed with all of the information necessary to run a thriving enterprise. Many times running a business can feel like quite the opposite; a toddler's sippy cup...
How to Tell if a Lender is a Good Fit
When you’re looking at different finance options, making a final decision can be tricky. Money is the lifeblood of any business and can make the difference between success and failure. For many small business owners, this adds...
4 Myths for Short-Term Small Business Loans
There are lots of myths related to short-term business loans. Some of them are due to scare-mongering while others are perpetuated by the companies promoting long-term options. Whatever your reason for looking at small business loans, it’s important to get clarity on...
What You Need to Know about SBA Loans
The Small Business Administration (SBA) supports independent companies and entrepreneurs in a number of ways. One of their most popular schemes involves the guaranteeing of loans to make funding more widely available. They act as partial guarantors so that if a...
Restaurant Loan Options for Managing Seasonal Cash Flow Issues
Securing a restaurant loan can help you to deal with the peaks and dips of a seasonal business. Depending on your venue’s location, cuisine, and business model, you may find that the majority of your income is generated in the summer or holiday period. For some...
5 Ways to Finance Your Construction Business
Construction business loans have been hard to come by since the financial crash of 2008. But there are still funding opportunities available if you know where to look. Whether you need funds to purchase equipment, secure office or showroom space, expand your...
How Physician Loans Can Help You Build Your Practice
Are you considering physician loans to help establish or build your practice? Perhaps you’ve heard about these types of lending from colleagues in the profession but aren’t quite sure what they can be used for. Or you have a few ideas about how to use the cash but...
5 Tips to Improve Your Chances of Getting a Small Business Loan
Getting accepted for a small business loan can seem like an uphill struggle. With mountains of paperwork to complete and supporting documentation to provide, it’s often something that business owners put off until the last possible moment. But the frustration doesn’t...
Equipment Financing To Help You Grow
Equipment financing can help you boost output and revenue while freeing up cash for other projects. For many business owners, the high costs of new equipment can hold them back from expanding their operations or ramping up production. But equipment leasing and loan...
How to Get Small Business Loans without Collateral
We’re often approached by people wondering how they can get small business loans without collateral. They find themselves in a situation where they need additional funding but aren’t able to provide the security that most banks demand. Maybe they have received a...
How to Pick the Right Invoice Factoring Company
Working with an invoice factoring company is an easy way to get paid quickly. Waiting for customers to pay their invoices can drain your resources, especially if you’ve already had to pay out for parts or personnel to service them. Factoring invoices enables you to...
How Difficult Is it to get a Business Loan
Getting a business loan may seem like a daunting process, but it doesn’t need to be difficult. There are many situations where you won’t have the capital you need - whether it’s to fund a new venture, take advantage of a growth opportunity, or invest in something...
A Guide to Small Business Loans for Women
Small business loans for women are seeing a surge in demand. More females than ever are entering the entrepreneurial market and starting their own businesses. Yet research indicates that they find it more difficult to secure funding than their male counterparts. So,...
How to Get a Fast Business Loan
At some point or another, most companies will find themselves in a situation where they need a fast business loan. Maybe a pipe bursts on your premises and you need it fixed quickly. Perhaps an acquisition opportunity presents itself but needs to be acted on...
Short vs Long Term Business Loans
When deciding between long term business loans and short-term alternatives, there are several key factors to consider. The loan amount and interest rate are usually the first two that spring to mind, as these have a big influence...
The Top 5 Ways of Using a Business Cash Advance
You may have been warned against things like cash advances and loans—however, if you put it towards good use, taking out a cash advance is an incredible idea to grow and improve your business. We’ve all heard the saying, “It takes money to make money.” With a business...
Getting a Small Business Loan in 10 Steps (Recommended Reading)
Ready to take your business to the next level? Getting a small business loan is probably the next logical step to bolster your current operation from good to great. Small business loans are obviously for more than just starting a brand new business. There are a wide...
Understanding Invoice Factoring Rates
When it comes to improving cash flow and increasing the opportunities for business expansion, many businesses need invoice factoring services to grow at the pace they are after. For small businesses, invoice factoring provides the opportunity to get rapid cash...
4 Ways to Save on Your Credit Card Processing Fees
In today’s market, shoppers are using cash less than they were 5 years ago—replacing the dollar bills in their wallets with plastic payment methods. Credit cards offer both security and convenience to shoppers, but they can add up to costly processing fees for...
5 Tips to Getting a Small Business Loan (These Work)
There are few things that are harder to do in the rough and harsh terrain of today’s modern marketplace than getting a small business off the ground. Even with all the knowledge and expertise in the world, some of the most promising startups fall flat on their faces....
12 Technology Hacks To Grow Your Business To The Next Level
This article may be a bit different than most you'll see us put out there. I wanted to get away from any "fluff" whatsoever, and help you identify the best tools and technology hacks you can utilize within your business that will directly impact your bottom line. When...
Exploring The Section 179 Tax Deduction (Infographic)
It's that time of the year again... If you're a small business owner, you're likely very excited to embark on a new year and perhaps celebrate some big wins or advancement in 2016! However, if you've ended the year with net profit on the books, this time of year can...
Local Businesses Serve A Greater Impact On Community
Over the past eight years or so, political rhetoric in the US has placed increasing importance on the idea of “job creation.” People, employers and pundits alike have branded certain pieces of legislation and industry trends as either job creators or job killers....
Women In Business: Opportunities and Challenges
As we progress through the 21st century, certain trends about the future the world makes for itself. One trend (long in the making, in the minds of many) becoming more apparent with every year is the prominence of women in business and entrepreneurship. It wasn’t that...
Why Company Leadership Needs To Embrace Diversity
Diversity. It’s an idea rapidly becoming a prominent practice in the lives of Americans. School curricula all over the country include statements of diversity; small and large businesses alike make it a necessary part of their goals. It is a fixture of everyone’s...
APR: The What, Why and How
What is APR? Finances can often be as confusing and opaque as a David Lynch movie to people who are not in the business. Never-ending acronyms, fine print that’s painfully small, and the selling spiel every lender has; getting the best loan for your small business can...
How To Get Funding For Your Business If Banks Turn You Down
Typically, when a business is in need of additional funding or capital, they turn first to banks. Banks, however, are not always the quickest or the best option for small businesses, and it is oftentimes hard to get loan approval. In fact, only about 34% of small...
How To Know If You Have The Best Terms For Small Business Financing
There are a few things small business owners need to know in order to determine whether or not the capital they’re receiving comes with the best terms. The first thing to do is determine what the capital is needed for and what their business qualifies for. If a bank...
From Good To Great Through Strong Leadership
Take your business from good to great through strong leadership principles. “Great leaders don’t tell you what to do; they show you how it’s done.” As a business leader, you’ve got a lot of eyes on you. Your employees, your superiors, your colleagues: everyone is...
Interview Insights For Employers
"Motive and drive are key indicators into a candidate's future performance." Motive trumps skill when hiring new team members. Based on new research, here's some new interview insights for employers that could get you away from the typical hum-drum interview process....
Company Culture: Creating An Optimal Environment
Company Culture: Creating The Optimal Environment For Your Business It’s sort of a catchphrase these days: company culture. Our society is becoming more and more wellness-minded, and the relationship between work stress and general unhappiness is no secret. Some...
How Do I Handle A Tax Lien?
Understanding Tax Liens Tax season is upon us. As a business owner, it is imperative to maintain good standing with the IRS by paying your taxes (both personal and business) when due. Otherwise, you may be facing a tax lien. A lien is issued when you fail to pay your...
Business Borrowing: Traditional vs Alternative
Traditional vs Alternative Lending Explained There are countless small business enterprises opening every day, and each one is unique. But one thing they all have in common is the need for capital. All businesses need money to grow, especially small businesses just...
5 Tips for Improving Your Business Credit Profile
Remember how important your credit score was the first time you took out a loan on a new car or bought your first home? In the same way, small business owners' Paydex Score can be a help or a hindrance in applying for a small business loan and getting a low-interest...
Excel Through Your 2016 Business Goals
A new year always brings new opportunity. Whether it be personal goals or business goals, January (or December if you're being proactive) tends to be a great time to reflect on the previous year. What went wrong? What went right? How close was I to obtaining my...
How To Host A Productive Business Meeting
In the sake of evading any irony, we'll go ahead and get straight to the point with this topic! Let's talk about how to host a productive business meeting! The first question to ask yourself before sending out that calendar invite is "Is this business meeting...
5 Tips To Better Manage Business Cash Flow
Let’s face it… cash is king! Without the necessary cash on hand, everything tends to become a bit more difficult for a business owner.